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1 year. The rate is 8.25%.
APR
2 years. The rate is 8.75%.
APR
3 years. The rate is 9.25%.
APR
4 years. The rate is 9.75%.
APR
5 years. The rate is 10.25%. APR
6 years. The rate is 12.25%. APR
$20,000 maximum, restrictions
Apply, call for details.
If you put 10% down on a car loan, you will receive .25% off the posted rate.
If you put 20% down on a car loan, you will receive .50%
off the posted rate.
Take a loan out on your
birthday and receive .25% off
the posted rate.
LOAN SPECIAL - $10,000 maximum
at 7.50% APR for 72 months
Second Mortgages (Suspended at this time)
The credit Union currently offers fixed rate second mortgages. We do not charge any application fees, but the applicant is responsible for the cost of an appraisal and Attorney’s fee. (Any fees may be included in the loan at the time of closing).
Our current second mortgage rate is Prime. (As stated in the Wall Street Journal) Prime is used to calculate your rate based on the length of your loan.
For a loan lasting 5 years, the rate currently is prime
plus one or 4.25% APR. A seven year loan
is prime plus 1.5 or 4.75%
APR. A ten year loan would be
prime plus two or 5.25% APR. Call the office for details. There are certain restrictions.
We
are offering a second mortgage
special, "No Closing
costs, No Application fees and
No Points.* Call for details.
*Certain restrictions apply.**
* No loans will have a starting rate of less than 4%
APR, except a share secured loan.
**2nd Mortgage
have been temporarily
suspended ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE AND ARE APPROVED BY THE BOARD OF DIRECTORS.
CERTIFICATES
OF DEPOSITS
Not
available at this time.
SHARE DRAFTS (CHECKING)
We offer FREE* checking accounts.
* Fees are charged for the printing of your checks, for returned checks, stop payments or Copies.
DIVIDENDS
We currently are paying
.20% on savings accounts
with a yield of .20%. |
